Dr Emdad Khan.
Grow & Purify Earning and Establish Social Justice
Zakaat, pillars of Islam, means to increase, to grow, to purify one’s wealth.
Zakaat is not a governmental tax, but its main purpose is distributing wealth to the needy. Zakaat was made compulsory at Makkah at the same time as Salaat, in the Surahs of the Qur’aan, Zakaat and salat are mentioned together
Allah will destroy Ribâ (usury) and will give increase for Sadaqât (deeds of charity, alms, etc.) And Allah likes not the disbelievers, sinners. (2.276)
يَمۡحَقُ ٱللَّهُ ٱلرِّبَوٰاْ وَيُرۡبِى ٱلصَّدَقَـٰتِۗ وَٱللَّهُ لَا يُحِبُّ كُلَّ كَفَّارٍ أَثِيمٍ (٢٧٦)
Zakaat: benefits us in many ways:
a) pleasure of Allah, b) Increase in wealth c) Protection from losses;
d) forgiveness and blessings, e) Safety from calamities;
- f) Protection from the wrath of Allah and from a bad death,
- g) provide a shelter on the Day of Judgement, h) Security from seventy misfortunes;
- i) shield from the fires of Jahannam, j) Barkat in wealth; &k) saves from fear and grief.
Harm in not giving Zakaat.
۞ يَـٰٓأَيُّہَا ٱلَّذِينَ ءَامَنُوٓاْ إِنَّ ڪَثِيرً۬ا مِّنَ ٱلۡأَحۡبَارِ وَٱلرُّهۡبَانِ لَيَأۡكُلُونَ أَمۡوَٲلَ ٱلنَّاسِ بِٱلۡبَـٰطِلِ وَيَصُدُّونَ عَن سَبِيلِ ٱللَّهِۗ وَٱلَّذِينَ يَكۡنِزُونَ ٱلذَّهَبَ وَٱلۡفِضَّةَ وَلَا يُنفِقُونَہَا فِى سَبِيلِ ٱللَّهِ فَبَشِّرۡ هُم بِعَذَابٍ أَلِيمٍ۬ (٣٤) يَوۡمَ يُحۡمَىٰ عَلَيۡهَا فِى نَارِ جَهَنَّمَ فَتُكۡوَىٰ بِہَا جِبَاهُهُمۡ وَجُنُوبُہُمۡ وَظُهُورُهُمۡۖ هَـٰذَا مَا ڪَنَزۡتُمۡ لِأَنفُسِكُمۡ فَذُوقُواْ مَا كُنتُمۡ تَكۡنِزُونَ (٣٥)
O ye who believe! There are indeed many among the priests/rabbis and monks, who in falsehood devour/eat the wealth of men and hinder (them) from the Way of Allah. And there are those who bury gold and silver and spend it not in the way of Allah: announce unto them a most grievous penalty. (34) On the Day when heat will be produced out of that (wealth) in the fire of Hell, and with it will be branded their foreheads, their flanks and their backs― “This is the (treasure) which ye buried for yourselves: taste ye, then the (treasures) ye buried!” (9.34-35)
In Muslim, Abu Hurairah (RA reported that the Prophet (PBHH) said: “There is no one that possesses gold and silver and doesn’t give his due (Zakaat) on it except that on the Day of Judgement, it will be made into plates of fire, then dipped into the Fire of Hell and with it his body, forehead and back will be branded. Each time the plates grow cool, they will be reheated and brand him again. This will occur on a Day the length of fifty thousand years, until Allah judges His servants.”
And in Al-Bukhari, Abu Hurairah (RA) reported that Allah’s Messenger (PBUH) said: “Whoever Allah has given money to and does not give his Zakat for it, it will take the form of a shiny-headed male snake with two black spots over its eyes, which will encircle him on the Day of Judgement and bite his cheeks saying: ‘I am your money, I am your wealth.’”
Who should give Zakaat?
He/ she adult, sane, free and Muslim.
possess wealth in excess of Nisaab excluding his/her personal needs (clothing, household furniture, utensils, cars etc. are termed article of personal needs).
possessed for a complete lunar year.
– Gold 87.48 gram or 7.50 tolas
– Silver 612.36 gram or 52.50 tolas
– cash, stock or bonds, other cash
Nisaab= the cash value of all the assets such as gold, silver, currency etc.
Zakat is due at the rate of 2.5%.
Zakat: 8 Types of People to Receive
۞ إِنَّمَا ٱلصَّدَقَـٰتُ لِلۡفُقَرَآءِ وَٱلۡمَسَـٰكِينِ وَٱلۡعَـٰمِلِينَ عَلَيۡہَا وَٱلۡمُؤَلَّفَةِ قُلُوبُہُمۡ وَفِى ٱلرِّقَابِ وَٱلۡغَـٰرِمِينَ وَفِى سَبِيلِ ٱللَّهِ وَٱبۡنِ ٱلسَّبِيلِۖ فَرِيضَةً۬ مِّنَ ٱللَّهِۗ وَٱللَّهُ عَلِيمٌ حَڪِيمٌ۬ (٦٠) سُوۡرَةُ التّوبَة
The alms are only for the poor and the needy, and those who collect them, and those whose hearts are to be reconciled, and to free the captives and the debtors, and for the cause of Allah, and (for) the wayfarer; a duty imposed by Allah. Allah is Knower, Wise. (9.60)
- Fuqaraa: own property of basic necessities but below the value of Nisab.
- Masakeen: Persons of extreme poverty who possess no wealth.
- Aamileen:Those persons who are appointed to collect Zakat.
- Muallafatul Quloob: given Zakat with the intentions of solidifying their hearts, maybe converted or to bring them closer to Islam.
- Ar-Riqaab: slaves to set them free on payment of a fixed amount
- Ibnus-Sabeel: A traveler, even wealthy is stranded & in need of help
- Al Ghaarimeen: A person whose debts exceeds his assets and his net assets is below the Nisab limit.
- Fi Sabeelillah: Those who are away from home in the path of Allah. Those in Jihaad, those seeking knowledge, or a stranded Haji may be assist with Zakat if they are in need.
Allah swt commands us in Surah al-ma ’un, have you seen him who denies the Recompense? (1) That is, he who repulses the orphan (harshly) (2) And urges not on the feeding of the needy (3).
Prophet Muhammed (PBUH) said, as reported by Sahl bin Sad (RA), I and the person, who looks after an Orphan and provides for him, will be in paradise like this, putting his index and middle fingers together, Sahih Al-Bukhari. Narrated Abu Hurairah (RA), the prophet Muhamed (PBUH) said, the one who looks after a widow or a needy person, is lik a mujahid, who fights in Alalh’s cause or like him who performs prayers all night and fasts all day, Sahih Al-Bukhari
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